Friday, September 20, 2013

Broker's Corner
by Ray Shay


The latest news on local real estate by Ray Shay, Owner/Broker Associate of Shay Realtors of REMAX Ranch and Beach - #1 in home sales in 2009, 2010, 2011 and 2012.

The jump in interest rates last month really spooked some buyers. Though it felt like a 25 percent increase in loan rates, the average rate it is still clearly below 5 percent, which is an incredibly low percentage. Some adjustable jumbo loans are still in the mid 3 percent range.

Speaking to other agents, brokers and escrow companies countywide this slow down is not in just one price point. It will be interesting to see how the housing numbers for September come out. If you have any questions, do not hesitate to call Theresa or myself. All inquiries are kept in the strictest confidence. 

Local Market Update     

We can provide you with custom weekly reports. You will find easy-to-read graphs with statistics, and valuable information broken down into bite-size pieces about current market trends specifically for our 92127 zip code. Call us at 858.449.7355 or email us today for your custom condo or single family home report.

Wednesday, September 18, 2013

Gold & Blue - 187
Written by Ray Shay

Editor's note: Gold & Blue is a series of police stories which may be inappropriate for younger readers. This is a small peek behind the badge of America's Finest.

I briefly rubbed our middle son Raymond's short hair and head as I prepared to drop him off at Oak Valley Middle School. With traffic inching along and the early morning sun rising from the east, I could see the car in front of me and its rear license plate. Despite being miles from Logan Heights and years from being a street cop, the last three numbers of the car's license plate, 187, caught my eye.

The numbers made me feel a sense of caution. The way a person might react if they saw a rattlesnake near a trail on an early morning hike. It is always smarter to keep your distance from the snake and move on. I tried not to think about those three numbers and how often I had written them down on a police report or attended court proceedings relating to them.  

I really don't know why, but I found myself asking Raymond if he knew what those three numbers meant. With his skateboard and helmet renullsting on his backpack by his feet, he replied, "187, dad?" I told him, "yes."  He said, "No, what does it mean?" He then chuckled under his breath. A kind of funny chuckle as he probably wondered where I was going with this weird discussion and the those three numbers. 
   
There are likely three types of people that immediately know what the numbers 187 might mean. You would know right away If you were ever a cop, a deputy district attorney, or just hung out with a group of criminals who sagged their pants, threw up gang signs, and kept loaded handguns in their waistbands.

As a cop, you always knew each time you were at a 187 scene. First of all it was quickly surrounded by our trademark yellow crime scene tape. You also knew it was the type of crime scene where everyone had to document their presence in a written report. No sightseeing here. Anything or anyone you see, touch or talk to, is in your report. And that report frequently has a court subpoena attached to it.null
  
If you were a street gang member you may have spray painted those three numbers on a wall of a house as a sign that you were claiming credit for the evil deed you did, or you're going to retaliate against a rival street gang member, or maybe you thought you could intimidate the police by writing a cop's name on the wall followed by 187. It is so funny. If you did such a thing your actions had the absolute opposite effect. You only inspired us to work harder to stop you and your violent ways. 

As police officers we faced the danger of the initial crime and the pursuit of the criminals responsible. We also comforted family members as they arrived ashen-faced, looking for their child, brother or sister at the crime scenes, the hospital or the police station. Messy and traumatic work, but it's over pretty quick. At the end of shift, you did your best to leave your gun belt and those memories in your locker. 
Patrol car 
I think the deputy district attorneys and criminal investigators always had the hardest jobs when it came to those three deadly numbers.   

They would spend countless hours investigating every possible piece of evidence, while still dealing with the family members left behind as their silent tears splashed quietly on the hard conference room tables. They tried not to listen to their muffled sobs months and sometimes even years after the crimes.   

The best outcome anyone could ever hope for is the jury and the judge to say that one word: "guilty." Not very often, but sometimes, they would hear the judge say two words. It may be due to a legal technicality or simply a faulty memory. Even worse, the investigator may look at their phone when it would ring on the anniversary of the crime and realize they have to tell a mother or father yet again, they still don't have any news on who the persons were that ended their child's life.   
 
As traffic cleared and Raymond jumped out of our car, he smiled. He then began riding his skateboard to class. I am so pleased he had no idea that 187 are the numbers in the California Penal code that identify a crime as murder.  

Raymond will learn more about those things and others when he is an adult. In the meantime, he should ride his skateboard (with his helmet strap snapped firmly under his chin) and feel the fresh morning air, thinking about soccer, his classmates and other things so important to 12-year-old boys. 

Like the hiker on the mountain trail, I brushed off my question to Raymond as a confused father in rush hour traffic. I guess I just decided to take the long way around and avoid that dirty old snake. There will be plenty of time in the future to explain to Raymond what those three numbers can mean.  

Enjoy your week. If you want to be inspired by an amazing local family, and the challenges they faced together with their son, be sure to click on the video link in this week's Mole Report. 
 
 
 




Ray and Theresa Shay   
  
2013 - All Rights Reserved

Thursday, September 12, 2013

Shrek & The List
Written by Ray Shay



null 
I think everyone who has kids probably has the same type of list I carry around. My list keeps getting longer and longer. I am afraid if the list ever fell out of my pocket it would be like a roll of toilet paper and would quickly unravel as it rolled down the street. It is such a long squeezable list, it may even reach Tijuana.

My big list is not what some people call a "bucket list." This particular list seems so much more important.  After all, it is not so much a list about me or what I want to experience before I die, but rather a list of adventures that Theresa and I want to enjoy with our children. While they are still children. 

I think it is important we try to complete the list before Troy, Raymond and Ryan grow too old and are burdened with the responsibilities of adulthood. By that time, Theresa and I will be lucky if our boys will have enough time to give us a phone call or maybe even a quick text. They will be on their own treadmills of responsibility.  

What's on the list is really not a secret. It is just all the different things we want them to see before they are grown men. Hopefully by exposing them to more varied and substantive experiences they will become better men. The holy
null
Brandon Papineau and Marissa Clopine  
star in Shrek the Musical. 
grail in my life. That and being a better husband are both up there. I am still a work in progress. 

My big list includes more camping, taking the boys to a real rock concert, volunteering with them at a homeless shelter and somewhere on that long list was attending a live musical.    

That was, until last Thursday night at Kit Carson Park Amphitheater, when our family met Shrek. A gifted actor named Brandon Papineau and his fellow cast members.   

I didn't even know there was a amphitheater despite going to over a hundred soccer games and practices in the same park. Our family thought it was an amazing evening. When it was done, I thought I could actually cross musicals off of my list of things to do, or so I thought.    

After seeing the musical Shrek and it's accompanying live ensemble, it made me wonder why getting to a musical took us so long. Our family saw amazing young actors of all ages who could really sing, act and draw us in. The ultimate compliment. 
null
Marissa and Amanda  Clopine 
(Donkey and Little Fiona).

In addition to live music from a very talented group they had great acting, singing and stage performances by young people of all ages including several from 4S Ranch: Casey Love, Ella Levinson and Brandon Clopine. Tyler Papineau and Andrew Downs ran spotlight. Rachel Downs also helped with tech duties.

Our family talked all the way home about what the boys found interesting and enjoyable.  
Later in the evening our youngest son, Ryan, summed up his perspective as I tucked him into bed and turned off his light. As he held on to his teddy bear, I asked him how he would rate the evening. He replied, "Dad, I would give it a B minus." There was a brief pause, and then he said, "Can we go see the next one, Ferris Bueller's Day Off?"  

Of course it made me smile realizing how the cast, the artistic team, volunteers, donors, stage crew and the board of directors of Broadway Theater Arts Academy had touched the imagination of our children. (Side note: they are looking for children of all ages for their next show!)

I promised Ryan we would go. Just one more thing to put back on my growing list. As I closed his door and walked into our bedroom, I wondered why it took me so long to get our boys to a darn musical. Yep, still learning...

Enjoy your week!

 




Ray and Theresa Shay   
  
2013 - All Rights Reserved

Tuesday, September 3, 2013

Broker's Corner


The latest news on local real estate by Ray Shay, Owner/Broker Associate of Shay Realtors of REMAX Ranch and Beach - #1 in home sales in 2009, 2010, 2011 and 2012.
U.S. consumer confidence dipped slightly in July, and the orders for durable goods dipped as well. Activity has been lighter recently. It is likely due to school starting, the unseasonably hot and muggy weather and the increase in mortgage rates, which seem to continue to squeeze some of the buyers.

We are still seeing cash buyers and higher-end buyers continuing to purchase homes. Some people see the increasing rental rates as a reason to purchase income property. If you want to know the value of your home give me a call. 

We will have eight area listings open this Sunday, September 8 from 2:00 p.m. to 4:00 p.m. Click on this PDF for more details and come visit some terrific homes!

Local Market Update     

We can provide you with custom weekly reports. You will find easy-to-read graphs with statistics, and valuable information broken down into bite-size pieces about current market trends specifically for our 92127 zip code. Call us at 858.449.7355 or email us today for your custom condo or single family home report.